Traveling can be exciting and rewarding, but it can also be expensive when the unexpected occurs far from home such as sickness or injury, travel delay, baggage loss, or worse. In the past decade medical costs have increased dramatically worldwide and even countries with subsidized National Health plans now demand payment in full from foreign visitors for medical services rendered. At the same time travel suppliers such as airlines, and tour operators worldwide have made cancellation policies more restrictive, so if you have to cancel a trip it’s likely that a substantial portion of your pre-paid travel expenses will not be refunded, and if you have to interrupt a trip mid-way, a last minute, one-way economy fare return-flight is now likely to be more costly than ever.
Moreover, the reality of global terrorism, increased travel industry bankruptcies, global economic instability, and the overall unpredictability of life today causes many people to seek ways to minimize the unique financial risks associated with travel.
As a result, savvy travelers purchase travel insurance in order to protect against the potentially staggering financial costs resulting from crises such as the cancellation of a big trip due to death or illness of a family member or a required emergency medical evacuation.
Basic Plan Types
There are many types of travel insurance and choosing the right plan can be confusing. Becoming familiar with the basic types of plans and the specialized terms will make it easier to compare plans, and ultimately choose the right plan for your needs. We break down travel insurance into 3 major categories:
- Travel Medical Insurance
- International Health Insurance
- Travel Insurance
Choosing the Right Coverage
Whether you need individual coverage for a vacation or group coverage for your employees in locations around the world, IMG has a product to meet your needs.
You can use IMG’s Policy Browser to find the right plan for you today!
Patriot Group Travel Medical Insurance
If you’re traveling in a group or looking for coverage for employees assigned overseas, IMG has solutions for you as well.
(Short-term coverage for groups of 5 or more)
Apply for Patriot Group Travel Medical Insurance Online
Patriot Group Exchange ProgramSM
(Short-term travel coverage for groups involved in an educational or cultural exchange program.)
Apply for Exchange Program Group Plan Online
(A global employee benefits program for groups of 2 or more internationally assigned employees)
GEO Group Request for Proposal Online [HTML Form]
GEO Group Request for Proposal [PDF Form]