Anthem BCBS of Ohio Medicare Supplement High Deductible Plan F – 2019
|Benefit:||What It Covers:|
Part A Deductible
HD-F covers 100% of the Part A deductible.
Part B Deductible
HD-F covers 100% of the Part B deductible.
Part B Coinsurance
High Deductible Plan F covers all of the 20% remainder costs
365 Extra Days of Hospital Stay
High Deductible Plan F covers all of the costs for an additional 365 additional hospital days
3 Pints of Blood
High Deductible Plan F covers all of the costs of 3 pints of blood per calendar year
Part B Excess Charges
High Deductible Plan F covers 100% of the excess charges
Foreign Travel Emergency
High Deductible Plan F covers 80% (after a $250 deductible) to a lifetime maximum benefit of $50,000.
Skilled Nursing Coinsurance
High Deductible Plan F covers up to $296 per day for days 21-100 and 100% for days 101 and after.
Home Health Care
High Deductible Plan F covers the 20% remainder not paid by Medicare Part B.
High Deductible Plan F has the same benefits as Plan F after you pay an annual $2,200 deductible. The deductible amount represents the annual out-of-pocket expenses (excluding premiums) that you must pay before the policy begins paying benefits. By having a high deductible, your premiums are significantly lower than Standard Plan F.
High Deductible Plan F covers:
- Your Part A deductible and coinsurance
- Your Part B coinsurance and the cost of the first three pints of blood
- Benefits from High Deductible Plan F will not begin until your out-of-pocket expenses total $2,200.
- Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy.
- These expenses include the Medicare deductibles for Part A and B.
- These expenses do not include Plan F’s separate foreign travel emergency deductible.
- Medicare Part A hospital deductible and copayments
- Skilled nursing facility copayment
- $183 Part B Medicare deductible
- Part B doctor charges that are in excess of Medicare-approved amounts
- The cost of 365 extra days of hospital care during your lifetime after Medicare coverage
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About The Carrier
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